Independent U.S. water utility directory · 2026 edition
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Payment channels

Pay Charlotte Water

Use the provider’s verified online, telephone, mail, or counter instructions. Check the final confirmation screen for the amount, processing date, and any transaction fee before submitting.

Primary online route

Use the official payment portal

The direct portal is the fastest route when it is available. The provider identifies its payment gateway as KUBRA for EZ-PAY and contracted electronic payment services. Never enter account credentials into a lookalike site reached through an unsolicited message.

Open payment portal ↗

Telephone payment

Phone IVR

311 within Charlotte/Mecklenburg County or 704-336-7600 outside the 311 area; water-bill payment and emergency routing are available 24 hours, with KUBRA payment prompts for one-time card or bank payment

Have your account number and payment instrument ready. Follow the provider’s recorded prompts and retain the confirmation number.

Alternative channels

Mail, text, and in-person payment instructions

Pay by text

Charlotte Water does not advertise a text-to-pay enrollment keyword in the current bill-pay materials. Customers can use the online portal for paperless billing, recurring payments, account history, and bank-account payment, and can sign up for separate time-sensitive outage, spill, advisory, and service alerts by phone, e-mail, or text. Customers should use the official portal or call 311/704-336-7600 rather than enter payment credentials in an unsolicited text message.

Mail-in address

City of Charlotte, P.O. Box 5053, Boone, IA 50950-0053. Mail a check or money order payable to the City of Charlotte and include the bottom portion of the utility bill. Customers should mail early enough for receipt and posting; the City’s payment terms recommend initiating online instructions at least four business days before the due date because payment receipt, rather than instruction date, determines timeliness.

Counters, drop boxes, and office hours

Walk-in payments are accepted at the Charlotte-Mecklenburg Government Center, 600 E. Fourth Street, Charlotte, NC 28202, Monday through Friday, 8:00 a.m. to 5:00 p.m.; the counter accepts cash, check, Visa, Mastercard, debit card, and Diners card. A drop box at 600 E. Fourth Street accepts checks or money orders payable to the City and should include the bill stub. Authorized KUBRA EZ-PAY retail locations include CVS, 7-Eleven, Family Dollar, Walmart, and Walgreens; those locations are cash-only, require a reusable account-specific barcode/pay slip, and post payments made before 5:00 p.m. the same day, seven days a week, with a $1.49 KUBRA retail fee. Western Union locations may still accept payments, but unauthorized locations may not post the same day. The 5100 Brookshire Boulevard administration address does not accept water-bill payments.

Accepted digital instruments

What you can use online

The logged-in Charlotte Water bill portal supports bank-account payment, recurring/automatic payment, paperless billing, balance and usage history, and account management without a convenience fee. One-time KUBRA EZ-PAY accepts bank account, ATM/debit card, Mastercard, Visa, Discover, and Diners card payments. Phone payment through 311 or 704-336-7600 uses the same one-time KUBRA options. The City’s government center accepts cash, check, Visa, Mastercard, debit card, and Diners card in person; authorized retail locations are cash-only.

2026 transaction pricing

Convenience fees

The logged-in Charlotte Water bill-payment portal has no convenience fee. KUBRA EZ-PAY one-time or telephone transactions charge $1.10 per transaction up to $999.99 within 26 days, or $55 for payments totaling more than $999.99 within 26 days. Authorized KUBRA retail cash payments charge $1.49 per individual transaction. The City’s payment terms advise customers to review the current checkout disclosure because contracted-vendor terms can change.

Fees can vary by payment type, channel, account class, and processor terms. The checkout screen is the final fee disclosure.

Payment guidance

Choose the payment channel that fits your deadline

The safest payment path is the one published by Charlotte Water and matched to the account information on your bill. Online portals are convenient, but telephone, mail, counter, and drop-box options may follow different posting schedules and may use different fees.

For a routine payment, save the final confirmation page or IVR number and check when the transaction will post. For a same-day shut-off notice, do not assume that submitting a card payment automatically stops a field order; ask the provider what amount and confirmation are required.

Never send your account number, password, card details, or bank information to Water Ledger. Those details belong only on the provider’s verified payment channel or at an authorized counter.